On May 5th I sent a certified letter to NCO asking that they validate the debt they are trying to collect from my hubby. I have yet to receive the delivery conformation postcard from them. and I have yet to get anything back. Fair Debt standards mandate they respond with in 30 days so I'm playing the waiting game for now.
I did get a letter from them saying DH owes on another Capital One account. I plan to send the same letter to NCO regarding this debt.
Please understand if this debt does belong to the hubby I will pay it as swiftly as I can, in the meantime I want to know what options I have.
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